MADE IN SYDNEY

Stop doing bank recs

Still reconciling transactions? Still entering bills? Still chasing invoices? Still cleaning everything up before BAS? That's the work Marbles is built to take away.

Marbles keeps your ledger current, reconciles transactions, chases invoices, runs payroll and gets your BAS ready.

And if you use Claude, you can run Marbles from there too.

Start free trial โ†’ See how it works

On Xero? We'll move the lot.

app.marbles.ltd/dashboard
marbles
Dashboard
Bank Transactions
AI
Sales
Purchases
Reporting
Payroll
Accounting
Tax
Contacts
HCHarbour Civil
Welcome back, Dan ๐Ÿ‘‹
๐Ÿ””D
Net cash this monthโ€บ
$4,240
+8% โ†—
vs last month
Revenue this monthโ€บ
$18,420
+12% โ†—
vs last month
Cash balanceโ€บ
$42,318
+3% โ†—
vs 30 days ago
Net incomeโ€บ
$4,905
+6% โ†—
vs last month
Tasks
Items to reconcile3 โ€บ
Overdue invoices1 โ€บ
Invoices awaiting approval0 โ€บ
Bills awaiting approval2 โ€บ
Cashflow
Starting
$38,904
Ending
$42,318
12 months6 months3 months
Cash inCash out
AI reconciled 1,193 transactions overnight. 3 need a quick look from you.
THE DIFFERENCE

Your accounting software
should do the accounting

Most accounting software is a place where you go to do accounting. Marbles is different. It does the repetitive parts itself, then puts the decisions in front of the right person.

Less
data entry
Less
reconciliation
Less
chasing people for money
More
done
THE WHOLE ACCOUNTING SYSTEM

Complete Xero replacement

Accounting
Bank feeds ยท Reconciliation ยท Chart of accounts ยท Journals ยท GST ยท BAS preparation ยท Financial reporting ยท Multi-currency
Get paidINV-1042 PAID โœ“
Quotes ยท Invoices ยท Online payments ยท Payment matching ยท Reminders ยท Automatic debtor chasing
Pay bills2 PAID ยท 1 QUEUED
Bill capture ยท Supplier bills ยท Approvals ยท Payment tracking ยท Online bill payments ยท Accounts payable
PayrollSTP LODGED
Australian payroll ยท STP ยท Leave ยท Super ยท Awards ยท Penalty rates ยท Allowances
Know whatโ€™s going onCASH โ†‘ 12% MoM
P&L ยท Balance sheet ยท Cash flow ยท Management reporting ยท Forecasting ยท Customer analysis ยท Live business insights
NOW FOR THE USEFUL AI BIT

Tell Marbles what you need done

"Reconcile yesterday."

Marbles clears what it can and gives you the exceptions.

"Pay everything due Friday. Hold Acme until I approve it."

The payment run is prepared, cash is checked, Acme waits.

"These five customers are overdue. Sort it out."

The reminders go out. Payments get matched when they arrive.

"Close August."

Marbles completes what it's authorised to complete and gives you the short list standing between you and a closed month.

MARBLES + CLAUDE

Marbles can complete work end to end

Connect Marbles through MCP and Claude can work directly with the same live ledger you use. Read and write access.

MCP TOOLS INCLUDE
Read and analyse the ledgerReconcile transactions Create and update invoicesCreate and manage bills Run reportsMake payments Do payrollRun multi-step workflows
There's still a Marbles app. Every action goes through the same permissions and audit trail.
ONE LEDGER UNDERNEATH

Your books are always up to date

When something happens in the business, Marbles can account for it at the source.


Sales become
accounting entries

Settlements
reconcile automatically

Completed work
becomes invoices

Payroll flows
into the ledger

Payments update
the moment they happen
XERO
marbles
HANDLED BY US ยท CHECKED LINE BY LINE
LEAVING XERO

Migrate from Xero in 15 minutes

Connect your Xero organisation and Marbles brings the data across automatically.

WHAT COMES ACROSS
Chart of accountsContacts Customers and suppliersInvoices BillsOpening balances GST informationHistorical transactions Bank account informationAccounting records
PAYROLL

Proper Australian payroll.
Powered by a leading Australian payroll provider.

Marbles brings the power of a major Australian payroll system directly into your accounting. Manage awards, pay runs, superannuation and STP in one place. Once a pay run is finalised, wages, super and PAYG post automatically to your Marbles ledger.

WHAT THE PARTNERSHIP DELIVERS
โœ“Modern award interpretation - 100+ awards with pre-built rules for penalty rates, overtime and shift loadings
โœ“ATO-certified STP Phase 2 reporting on every pay run
โœ“Super processed automatically, payday-super ready
โœ“Leave and entitlements tracked, payslips issued
โœ“Pay runs post to the ledger the moment they're finalised - wages, super and PAYG reconciled
PAYMENTS ยท POWERED BY AIRWALLEX

Pay suppliers directly from Marbles

Connect an existing Airwallex account and pay suppliers and payroll from inside Marbles. The bill, approval, payment and reconciliation stay connected.

PAY DIRECTLY FROM MARBLES
Connect your existing Airwallex account and settle supplier bills and pay runs in-platform - approve, pay, reconciled.
WORKS WITH EVERY BANK
Prefer your bank? Keep using it. Payments made from your normal banking app still reconcile against the ledger. Feeds are read-only: Marbles can see transactions; it cannot raid the account.
MORE BANKS COMING SOON
Direct in-platform payments from more banks are on the way - Airwallex is the first, not the last.

Marbles does the grunt work.
People make the decisions that matter

Bring your existing accountant - they get professional access to the same live ledger. Don't have one? We can introduce you to a vetted partner.

MARBLES PREPARES
Categorisation, reconciliation, chasing and close prep run continuously - every action logged, auditable and reversible.
YOU APPROVE
Judgement calls come to a person.
YOUR ACCOUNTANT SIGNS OFF
Same ledger, full visibility, professional access - tax and advisory on books that are already reconciled.
SICK OF XERO'S PRICE INCREASES?

Start for free and we'll grow with you

FREE
$0
Xero: from $38/mo

For business getting started.

โœ“20 invoices and quotes /mo
โœ“1 bank account feed
โœ“AI-suggested coding
โœ“GST tracking + core reports
โœ“1 user
โœ“Free Xero / MYOB migration
Start free
STARTER
$29$7/mo + GST
FREE 14 DAY TRIAL ยท THEN 75% OFF FOR 3 MONTHS
Xero Ignite: $35/mo

For businesses on the move.

โœ“Everything in Free, unlimited
โœ“Unlimited invoices and bank feeds
โœ“Bills, receipts, document capture
โœ“Unlimited users
Start your free trial
GROWPOPULAR
$59$15/mo + GST
FREE 14 DAY TRIAL ยท THEN 75% OFF FOR 3 MONTHS
Xero Grow: $78/mo

For businesses with payroll.

โœ“Everything in Starter
โœ“Payroll for 2 people - super + STP
โœ“60 day cashflow forecast
โœ“Performance dashboards
Start your free trial
PLUS
$89$22/mo + GST
FREE 14 DAY TRIAL ยท THEN 75% OFF FOR 3 MONTHS
Xero Ultimate: $143/mo

For scaling businesses that want less admin.

โœ“Everything in Grow
โœ“Payroll for 5 people
โœ“Multiple currencies
โœ“Expense claims for the whole team
โœ“180 day cashflow forecast
โœ“KPIs, projects and benchmarking
Start your free trial

Every paid plan starts with a free 14 day trial, then 75% off for your first 3 months. Cancel anytime. Migration from Xero or MYOB is included. More than five employees, high transaction volume or multiple entities? Talk to us for a fixed quote. Xero comparison pricing shown is based on standard advertised Australian monthly pricing as at August 2026.

Keep everyone happy

Your accountant gets the same live ledger, professional access and a cleaner starting point for tax and advisory work.

Built for accountants too

The bookkeeping infrastructure underneath your practice - you keep the client.

Marbles for accounting firms โ†’

Building software?

Embed ledger, invoicing, payments and payroll into your own product instead of building an accounting system badly on the side.

Marbles for platforms โ†’
ONE LEDGER UNDERNEATH

Everything that touches money
lands in the same books.

Your bank knows money moved. Your POS knows what sold. Your payments provider knows what settled. Your payroll knows who worked. Your accountant knows the tax context. Your AI knows what you're trying to do.

Marbles is the one ledger they all write to - so nobody has to stitch it back together at month end.

MADE FOR AUSTRALIAN BUSINESSES ยท MADE IN SYDNEY
GST. BAS. Australian bank feeds. Payroll. Awards. Payments.
Enterprise-grade security controls, permissions and an audit trail across people, connected systems and AI.
Security at Marbles โ†’

Xero helps you do the books.
Marbles does them for you.

Start free trial โ†’

WE HANDLE THE XERO MIGRATION ยท KEEP YOUR ACCOUNTANT ยท CANCEL ANYTIME